How Salaried Staff Can Get a Private Mortgage from Fullerton India?

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Fullerton India offers the most attractive personal loan to its customers. Fullerton India offers attractive personal loans with an online personal loan EMI calculator, online disbursal, flexible tenures, reasonable interest rates, and well-rounded services. Some of the features of Fullerton India’s Personal loans are:

• Personal Loans up to Rs. 25 Lakh* – At Fullerton India, the customers can borrow up to Rs. 25 lakhs*.

• Flexible and Attractive Interest Rates – The starting rate is 11.99%* for salaried and self-employed individuals.

• Hassle-free Documentation Process – The loan procedure is completely paperless if the customers apply online.

• Quick Disbursal – After all checks are performed successfully and the loan is approved, the funds will be credited to the customers’ bank account within 30 minutes* of approval.

• Additional Benefits for Existing Customers – Fullerton India’s existing customers can expect additional benefits like top-up loans and preferential interest rates*.
  

There are several ways of applying for personal loans with Fullerton India. The best two ways are to apply on the website or you can download the Fullerton India Instaloan app. You can also apply by visiting Fullerton India’s branches, by calling customer care, or through Chatbot Dia.

How to Apply For a Personal Loan on Fullerton Loan India Website?

The ‘Apply Now’ button is located at the top corner and right-hand side of the home page and every page of the website. Click on it and follow the steps mentioned below:

• Under the section ‘What kind of loan you’re looking for?’ select ‘Personal Loan’.
• On the right-hand side of the page, you need to select ‘Salaried’.
• Provide your mobile number in the field ‘Enter Mobile No’ and proceed.
• Enter the OTP that you received on your mobile number, in the field ‘Enter 4 Digit OTP’ and proceed.
• After filling the details and uploading documents, you can proceed by clicking “Submit”.

How to Apply through Fullerton India’s Instaloan app?

You can download Fullerton India’s Instaloan app from the App Store (for Apple users) or Google Play Store (for Android users) and apply for a personal loan by following these steps:

1. Download the app on your mobile phone
2. Enter your mobile number. Please note that this number will be registered with Fullerton India for all future communication, and so we advise you to provide an active number that you are using.
3. Enter the OTP sent to your mobile and verify your number.
4. Set up your MPIN. This MPIN will help you access the app securely at any time, from anywhere.
5. Enter your personal details such as name (as per valid ID proof), date of birth, email, gender, address, etc.
6. Enter your employment details such as the name of the company, joining date, office address and telephone number, etc.
7. Enter your bank account details such as the name of the bank, account number, branch, and so on. Please note that this will be the account where the amount will get deposited if your loan gets approved, so please enter this carefully.
8. Upload documents as indicated.
9. Verify all details once more, check “I agree” on terms and conditions, and then click on “Submit”. We advise you to read the terms and conditions carefully before submitting your application.
10. Your loan application is complete.

Required Loan Amount

The next section will display the maximum limit of the loan amount you can get. It will also showcase the tenure and any applicable EMI offers.

• Enter the loan amount you require in the field ‘How much do you need?”
• Underneath you will find different combinations of tenure with corresponding EMIs. Select the tenure you want.
• This page will also provide information about the starting rate of interest. Click ‘Go Ahead’.

Personal and Work Info

The next section will inquire about other details about you and your employment.

• Select your marital status and qualification (education).
• Enter your personal email address.
• Provide your current address and permanent address.
• Select the date from when you are residing at the address.
• Select the ‘Residence type’.
• Provide your PAN number.
• Click ‘Save & Proceed’.
• In the ‘Documents Upload’ section, upload the soft-copy of the required documents.

You will be informed within a few minutes whether or not your loan application will be taken forward. If yes, you will be given a reference number which you can use to track your personal loan application.

With the availability of the Instaloan app, you don’t need to spend hours waiting to meet with a representative. You don’t have to make appointments or take a break from your workday to fill out a single loan form. You can avail a personal loan instantly, in just a few taps. Along with the processing, you can track your loan, your balance amount, tenure, and everything else through your online account on the app itself.

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